3.25 rate confirmation #1640198K Tue, 24 May 2005 01:41:51 -0800

[Jfrg.Pendleton@netzero.net]

Hello,

We sent you an email a while ago, because you now qualify
for a much lower rate based on the biggest rate drop in years.

You can now get $327,000 for as little as $617 a month!
Bad credit? Doesn't matter, ^low rates are fixed no matter what!

Follow this link to process your application and a 24 hour approval:

http://www.uprefi.net/?id=7t

Best Regards,
Dennis Pennington

http://www.uprefi.net/book.php