Create a RTB in a form or InfoPath.
Create a new Word document.
Type "This is Rich Red Text." and "This is a picture: "
Make the letters bold and red (you should know how to do this in Word).
Insert a small picture under the words.
Save the file as .RTF
Select the text and the picture (image) or Select All (Ctrl-A)
Copy to the clipboard (Ctrl-C).
Go back to your form, paste (Ctrl-V) your words and image..it should show up (the words in Red and the image) in an RTB. It will not show up (the text will but not the formatting or the picture).
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